This loan calculator still performs the calculation locally in your browser. After a completed calculation, a minimal first-party usage statistic may be sent to our server to count completed calculations. Lead form data such as name, email, phone number, or address is not stored as part of this statistic.
Last updated: April 21, 2026
The controller responsible for data processing on this website is:
Condien UG (haftungsbeschränkt)
Zur Einigkeit 3
27374 Visselhövede
Germany
Phone: +49 4262 9185873
Email: info@condien.de
We take the protection of your personal data very seriously. Personal data means any information relating to an identified or identifiable natural person. We process personal data only to the extent necessary to provide a functional website, respond to inquiries, perform audience measurement based on consent, and technically and operationally improve our services. The relevant legal bases arise in particular from the GDPR and, with regard to cookies and similar technologies, from Section 25 TDDDG.
Our website is technically provided via Vercel. In this context, technically necessary connection and log data are processed for the delivery, stability, and security of the website, in particular IP address, timestamps, requested content, and technical information relating to access.
This processing is carried out on the basis of Article 6(1)(f) GDPR. Our legitimate interest lies in the secure, high-performance, and reliable provision of our online offering.
We use Sanity as a headless CMS for the management and delivery of editorial content. Depending on the technical setup, technical connection data may be processed when editorial content or assets are retrieved. Where we use editorial preview, draft, or visual editing features, additional technically necessary mechanisms may be used to display or review unpublished draft content.
Under the current live setup, contact, form, and lead data are not processed through Sanity for brokerage or lead distribution purposes, unless such functionality is expressly activated and separately described at a later stage.
When you visit this website, our systems or hosting provider automatically collect technical information in server log files. This includes in particular:
This processing is carried out to ensure the technical functionality, stability, and security of the website, to detect misuse, and to resolve technical issues. The legal basis is Article 6(1)(f) GDPR.
The log data is not stored longer than necessary for the secure operation of the website and the investigation of technical or security-related incidents.
Our website uses technically necessary cookies and similar technologies where required for the operation of the website. This may include, in particular, functions for consent management, preview functions, and authentication.
For non-essential cookies and similar technologies, we obtain your consent where required. The legal basis for storing or accessing information on your device is Section 25(1) TDDDG; for technically necessary operations, Section 25(2) TDDDG applies. Subsequent processing of personal data is carried out on the basis of the GDPR.
We use Cookiebot, a consent management platform provided by Usercentrics A/S, Denmark, for the management and documentation of user consent. Cookiebot stores consent records in a consent log and provides functionality to change or withdraw consent.
Where technically implemented, Cookiebot may also transmit consent signals to Google services via Google Consent Mode.
If you have given your consent, we use Google Analytics 4 to statistically analyze the use of our website and improve our services. Google Analytics 4 typically uses first-party cookies such as _ga to distinguish users and sessions. In this context, information such as page views, interactions, browser and device information, approximate location data, and other usage events may be processed.
The storage of and access to information on your device takes place only with your consent in accordance with Section 25(1) TDDDG. Further processing of personal data is based on Article 6(1)(a) GDPR.
The retention of user-level and event-level data in Google Analytics depends on the settings configured in the relevant property.
You may withdraw your consent at any time with future effect via the cookie settings on this website.
The actual loan calculation is generally carried out locally in your browser. This means the calculation parameters you enter are first processed client-side in order to display calculation results, summaries, and repayment information.
After a completed calculation, we additionally process minimal first-party usage statistics, in particular language, borrower type, repayment frequency, and aggregated loan and interest values. Names, email addresses, phone numbers, postal addresses, and full repayment plans are not stored as part of these minimal usage statistics under the current live setup.
This processing serves technical quality assurance and the further development of the calculator. The legal basis is Article 6(1)(f) GDPR.
If you contact us by email or via a contact form, we process the data you provide solely for the purpose of handling your inquiry and any follow-up questions. Depending on the content of your inquiry, this may include in particular your name, email address, phone number, and the message itself.
We use our own form logic and no separate external form platform. Depending on the technical processing chain, the submitted content may nevertheless be processed in our own systems and in services or infrastructures of Microsoft and/or Hetzner, insofar as this is necessary for sending, receiving, storing, securing, or administrating communications.
The legal basis is Article 6(1)(b) GDPR where your inquiry relates to pre-contractual measures, and otherwise Article 6(1)(f) GDPR.
We store inquiries only for as long as necessary to process the respective matter, unless statutory retention obligations apply.
Within our company, personal data is made accessible only to those departments or persons who require it for the relevant purposes.
In addition, we use technical and organizational service providers, in particular in the areas of hosting, content management, consent management, web analytics, email communication, and infrastructure. Depending on the specific processing activity, this may include in particular Vercel, Sanity, Usercentrics/Cookiebot, Google, Microsoft, and Hetzner.
Any further disclosure of your personal data takes place only where we are legally permitted or required to do so, or where you have given your consent.
For certain services we use, it cannot be ruled out that personal data may also be processed outside the European Union or the European Economic Area. According to the information published by the respective providers, this may in particular concern Vercel, Google, Sanity, and, depending on the service used, also Microsoft.
Where such transfers take place, processing is carried out only in compliance with the legal requirements, in particular on the basis of adequacy decisions and/or appropriate safeguards such as standard contractual clauses.
Unless a more specific retention period is stated in this Privacy Policy, we process personal data only for as long as necessary for the respective purpose. Thereafter, the data is deleted unless statutory retention obligations apply.
The following applies in particular:
Within the scope of the applicable legal provisions, you have in particular the following rights:
You also have the right to lodge a complaint with a data protection supervisory authority.
The “Apply for Financing” feature, as well as any related transfer of personal data to financing partners, is currently deactivated on this website.
We use Cloudflare Turnstile to protect our forms from spam, abuse, and automated access. The provider is Cloudflare, Inc., 101 Townsend St, San Francisco, CA 94107, USA.
Turnstile evaluates technical browser and usage signals to distinguish humans from bots. This may include processing IP address, browser and device information, referrer information, and interaction or usage data.
Processing is based on our legitimate interest in the security and functionality of this website under Art. 6(1)(f) GDPR. More information is available in Cloudflare's privacy policy.
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